2024
Annual Report
Table of Contents
Welcome
Dear Colleagues and Friends,
CCB is excited to publish our latest annual report and highlight some of our biggest accomplishments from 2024! Last year, we published a big demographic report, brought out advocacy to DC (again), graduated another class of Leadership Academy students, and wrapped up the year with the launch of our first awards celebration. I am so proud of CCB’s accomplishments over the past year and believe that we continue to punch above our weight. It’s a privilege for CCB to continue our work to close the racial wealth gap, increase homeownership, and help to build a California where everyone has a fair shot.
The release of our middle-income report, “California’s Missing Middle,” marked our first big accomplishment last year. This report explored the housing needs of middle-income California and advocated for reform that supports lower-middle-income and moderate-income families without taking resources away from low-income Californians. In addition to our middle-income report, 2024 saw CCB leading groundbreaking research on exclusionary zoning practices and the migration patterns of communities of color in California. This research has not only illuminated key trends but has also sparked essential conversations about equity, opportunity, and the future of our state.
In addition to this year’s research efforts, CCB also saw six more exceptional participants graduate from CCB’s Leadership Academy, a program that equips emerging leaders with the tools and knowledge they need to drive transformative change. These graduates join a growing network of advocates and innovators who will carry forward our mission of closing the racial wealth gap through housing and homeownership in meaningful and impactful ways.
CCB was also busy legislatively. We co-sponsored AB 2140, the Building Home Ownership for All Act, which was authored by Assemblymember Juan Carillo and co-sponsored with our friends at UnidosUS. While that specific bill was not successful, we believe it was just the first step in achieving a big goal: large scale, sustained financing for affordable homeownership construction. We look forward to sharing more on this in the future.
We capped the year by hosting our first-ever Dream Builders Housing Awards Dinner and Celebration, a recognition of housing leaders who share our vision of a California where homeownership is both accessible and equitable. Seeing so many of you join us in person reaffirmed that our collective efforts are stronger together, that our work is best done as a team, and that it’s a lot of fun to put on cocktail attire and have a drink with friends.
Looking ahead, I am excited about the opportunities on the horizon. With the dedication of our team, board, and fellow housing advocates, we will continue to expand our impact and work toward a future where every Californian has access to shelter and the American Dream of homeownership. Thank you for your ongoing support and belief in our mission.
Sincerely,
Adam Briones, CEO
California Community Builders
Publications
CCB’s strategy begins with creating a knowledge base that acts as a springboard to advance policy objectives. We work in partnership with community leaders and state and national policymakers to ensure that the solutions implemented on the ground truly meet community needs.
Reports & Briefs
In 2024, we published thought-provoking research that got the attention of the media and sparked conversation, specifically to support affordable ownership for moderate income families – a population woefully under-addressed, particularly in California.
REPORT
California's Missing Middle
We don’t know nearly enough about some of the groups most affected by California’s housing crisis. This report addresses key questions about the needs of middle-income families.
BRIEF
The Geography of BIPOC California
Our housing policy imaginations often focus on snapshots from a past that no longer exists. This report provides an update to our understanding of the California housing landscape.
Video
Facts and statistics matter, but often it’s human stories that move people. So, as a follow up to our report, California’s Missing Middle, CCB and our partners at People for Housing Orange County took our data-based report and turned it into a short narrative film looking at the hopes, dreams, and challenges of middle-income Californians, told using the stories of three individuals in Northern and Southern California. Special thanks go out to our filmmaker partners at Mitchell Street Pictures for their excellent work!
Webinars
Our research is only as powerful as the people who use it! As such, we endeavor to share the findings from our reports with as many people as possible. Our webinars have attracted hundreds of legislative staff, housing advocates, and others who can take the information we offer and put it into action. We’ve conducted numerous webinars this year including:
Video Premiere: Stories from California's Missing Middle
In December, we premiered our California’s Missing Middle video alongside collaborators People for Housing Orange County and Mitchell Street Pictures.
2024 Legislative Landscape: Expert Perspectives
CCB conducted a deep dive on the 2024 legislative landscape, touching on everything from homeownership, to zoning, to the evolving reparations discussion.
Homeownership for Middle-Income Californians of Color: The Landscape and Recommendations to Help the Missing Middle
This webinar expanded the housing conversation by centering middle-income Californians, middle-income Californians of color, and homeownership.
California Dream for All
California Community Builders joined with senior staff from the California Housing Finance Agency to discuss the California Dream For All Shared Appreciation Loan program.
Legislative & Regulatory Advocacy
Sacramento
CCB is proud of the work we did in 2024 to raise awareness of the importance of affordable homeownership and the need to find ways to actually build these units. In 2024, CCB partnered with UnidosUS to co-sponsor AB 2140, a study bill that would direct the Treasury to work with appropriate state agencies and outside organizations to create a tax-credit program to incentivize ownership housing. The measure had tremendous support, but did not pass this year, likely because of the budget deficit. However, we’ve seen the excitement and support for this bill in Sacramento and will re-introduce the bill in 2025.
Washington, D.C.
CCB believes strongly that community leaders ought to be at the decision-making table when national leaders craft federal financial and economic policies. In July, CCB staff and community partners, along with members of the Alliance to Close the Racial Wealth Gap, met with key leaders in DC to share the message that abundant housing is not just an economic issue, but also a civil rights issues.
We were especially excited to partner with the Alliance to Close the Racial Wealth Gap in convening an extraordinary group of leaders to share their work on the intersection of economic justice and housing supply. A big “thank you” goes out to fantastic speakers, including: Laura Arce (UnidosUS); Leda Bloomfield (Federal Housing Finance Agency); Elisabeth Coats (National Community Stabilization Trust); Karl Eckhart (National Association of Home Builders); Hyepin Im (Faith and Community Empowerment); Eli Kahn (Mercatus Center); Mike Kingsella (Up For Growth); Gillian Pressman (YIMBY Action); Richard Rothstein (author of “The Color of Law” and “Just Action: How to Challenge Segregation Enacted Under the Color of Law”) and David Sanchez (Federal Housing Authority) for sharing their knowledge with the audience.
Media & Communications
CCB has long been at the forefront of raising the alarms about our homeownership crisis and getting this issue the attention it so urgently needs. This year, we have made it a strategic priority to improve how we communicate our story. As a part of this effort, we have increased our outreach to media outlets in 2024. Here are some highlights:
A Little Known Corner of the Lending Industry Can Help Our Housing Crisis
Commercial Observer, September 17, 2024
Are You Debating Renting or Buying?
KQED News, July 8, 2024
Net Worth for Californians: How Much To Be Poor, Middle Class or Rich
Yahoo Finance, May 7, 2024
California’s most controversial housing law could get a makeover
Cal Matters, April 2, 2024
California’s housing crisis: what we don’t know does hurt us
Capitol Weekly, March 4, 2024
Teachers, baristas, state workers: Sacramento’s push to build middle-income housing
Yahoo! News, February 13, 2024
Dream for All: Down payment assistance for first-time California homebuyers relaunches with new lottery
Cal Matters, January 18, 2024
How CDFI’S can help fix America’s housing affordability crisis
American Banker, August 7, 2024
Map: What You Need to Earn to Afford a Median-Priced Home in Your County in California
KQED News, May 9, 2024
Could Vienna’s approach to affordable housing work in California?
The Guardian, April 30, 2024
California AG throws weight behind affordable housing bill
Courthouse News Service, April 2, 2024
California Will Help Fund the Down Payment for Your First House. Here's How to Apply
KQED, February 19, 2024
California's Middle Class Declines as Low and High Incomes Surge, Study Shows
KQED, February 8, 2024
These New California Housing Laws Are Going Into Effect in 2024
KQED, January 2, 2024
Academy
Each year we bring in outstanding young leaders to bolster our work and hone their advocacy skills, and each year they continue to amaze us.
2024 Graduating Class
Leila Brannan
UC Berkeley
B.A., Architecture ‘24
Danielle Da Silva
UC Berkeley
B.A., Political Science ‘26
Santiago Hernandez
Columbia University
B.A., Economics & Philosophy ‘27
Moremi Olora
UCLA
B.A., Sociology
Minor AfAm Studies ‘24
Giuliana Ramirez
UC Berkeley
B.A., Architecture ‘24
Gillian Welcher
San Francisco State University
M.A., Political Science ‘24

Dream Builders
In October of 2024, CCB held its first-ever awards dinner and celebration to honor those folks who are championing affordable homeownership throughout the country. The unwavering efforts of our community advocates, elected and regulatory leaders, and innovative corporate vanguards have helped to make homeownership a national priority, with numerous voices arising to brainstorm and fund solutions. We came together to honor these efforts and to encourage more of them.
A huge appreciation to our staff for organizing this special event, to all of the folks who attended and raised awareness of the need for scalable solutions that help build wealth, to and our corporate partners who sponsored the event!
"The housing crisis we're facing is the decades-long culmination of myriad factors. CCB understands this and is working hard to reverse course so that all Californians can achieve the dream of home ownership."
— Rob Bonta, CA Attorney General
CCB Board, Staff & Extended Team
Staff (2024)
Adam Briones
Chief Executive Officer
Sylvia Aguilar
Chief Operating Officer
Greg Magofña
Chief Strategy Officer
Board
Mansur Abdul-Malik
Board Chair
Senior VP of Development
National Housing Partnership Foundation
Robert Apodaca
Board Treasurer
Executive Director
The Two Hundred for Homeownership
Founder of ZeZen Advisors, Inc.
Joe Coto
Assembly Member (Retired)
CA State Assembly
23rd District
Ortensia Lopez
Executive Director (Retired)
El Concilio of San Mateo
Kelsey Lyles
Associate Program Director
California Pan-Ethnic Health Network (CPEHN)
Jimmy Ly
Senior Manager of Development
Greystar
Aysha Pamucku
Director, Policy Fund
San Francisco Foundation
Natalie Sandoval
Executive Director
Urban Land Institute - San Francisco
Extended Team
Our ability to accomplish a lot for a small organization is thanks to a committed group of professionals who provide specific services and we want to acknowledge and appreciate our consultant partners who help drive the success of the organization.
Mariah Gonzalez
Project Manager
Communications Consultant | Editor
Designer
Savanna Riley
PR + Marketing
Researcher
Strategic Advisor
Thank You to Our Funders & Event Sponsors
Thank You
California Community Builders offers sincere appreciation to everyone who contributed their time and energy to helping us build out our 2024 Annual Report. While we are not able to list everyone, we do want to take a moment to thank our friends and colleagues who played a special role in the creation of this report.
Designer: Michelle Nazzal
Editor: Bruce Mirken
Strategic Advisor/Consultant: Preeti Vissa Kristipati
Project Manager: Mariah Gonzalez
CCB Staff: Sylvia Aguilar & Adam Briones